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TCFF - Techcom Balanced Flexi Fund
Long-term Investment, Peaceful Life
The Techcom Balanced Flexi Fund (TCFF) primarily invests in securities (stocks, bonds,...) of industry-leading companies or those with promising long-term growth potential. The fund also targets securities with attractive valuations or those offering high and stable dividend yield. The objective is to generate optimal long-term returns exceeding the 12-month savings deposit interest rates of 2-3% per year. TCFF is classified as having a Medium risk level.
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The Techcom Balanced Flexi Fund (TCFF) is an open-end fund professionally managed by TechcomCapital. It provides investors with a balanced portfolio of stocks and bonds, allowing access to stocks with positive growth potential while minimizing the impact of market fluctuations through bond investments.
Primarily, the TCFF invests in securities (such as stocks and bonds) of leading companies in various industries or those demonstrating strong long-term growth potential. The fund also targets securities with attractive valuations or those offering high and stable dividend yield to optimize long-term income sources, aiming to exceed the 12-month savings deposit interest rate of 2-3% per year. TCFF carries a Medium risk level.
For investment horizon less than 1 year, TCFF has a redemption fee ranging from 0.25% to 1%, making it most suitable for optimal long-term investments of 1 year or more. Investors can trade daily with a minimum investment of 10,000 VND, indicating high liquidity and flexibility of the fund.
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    Effective Profit Generation
    Expected long-term profits are higher than 12-month savings deposit interest rates of 2-3%/year
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    Minimal Investment Experience Needed
    Leading financial experts will guide the selection of the best and safest stocks on your behalf.
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    Flexible Liquidity
    Daily capital withdrawals are ensured. Convenient online trading through Tcinvest.
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    Safety and Transparency
    The fund is supervised by the State Securities Commission and the Bank for Investment and Development of Vietnam (BIDV) - Ha Thanh Branch.

The expected returns over time for new investors of TCFF

With a target profit level 2%-3% higher than the 12-month savings deposit interest rate, are as follows

Investment Period 1 month 2 months 3+ months 6+ months 9+ months 1+ year 2 year 3 year
Redemption Fee 1.00% 1.00% 0.75% 0.50% 0.25% 0.00% 0.00% 0.00%
Personal income tax 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
Profit (%/year) -0.27% 3.30% 6.52% 8.74% 9.50% 9.89% 9.94% 9.96%

Fund information

Investment Strategy

The fund employs a flexible investment strategy tailored to each period, based on the analysis of macroeconomics, economic cycles, and market factors. It maintains a balanced portfolio between stocks and bonds. The fund strategically invests in securities (such as stocks and bonds) of industry-leading companies or those exhibiting strong long-term growth potential. Additionally, it targets securities with attractive valuations or those offering high and stable dividend yield.
Supervisory Bank

Bank for Investment and Development of Vietnam BIDV

Audit

Ernst & Young Vietnam Limited Company

Fund Representatives

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Mrs. Nguyen Thi Hoat, ACCA
Team member
Mrs. Nguyen Thi Hoat, ACCA
Chairwoman
Bachelor's degree in Accounting and Auditing, National Economics University, Vietnam; Member of the Association of Chartered Certified Accountants, United Kingdom.
Mrs. Hoat holds over 10 years of experience in the fields of Finance, Banking, and Auditing. She has previously held positions such as Director of a Real Estate Company in Hue, Head of Control Department at the Chemical Finance Company, and various senior roles at Vietbridge Capital, Royal International Securities Company, KPMG, and the Techcombank's Capital Market Division.
She currently serves as the Deputy CEO of Techcom Securities Joint Stock Company.
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Mr. Dang The Duc
Team member
Mr. Dang The Duc
Member
Mr. Duc possesses over 18 years of experience in the field of business law practice in Vietnam, focusing on domestic investment, corporate transactions, private equity, mergers and acquisitions (M&A), securities, capital market transactions, and project financing. He has advised numerous major local and foreign investment funds as well as fund managers related to business structuring and M&A transactions in Vietnam.
Mr. Duc is currently the Managing Partner at Indochine Counsel, a law consulting firm. He also serves as a regular analyst for leading business magazines in Vietnam, including Kinh Te Sai Gon, Nhip Cau Dau Tu, and Dau Tu Chung Khoan (Securities Investment).
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Mr. Tran Viet Thoa
Team member
Mr. Tran Viet Thoa
Member
Mr. Thoa has over 20 years of experience in accounting, auditing, finance, and investment, including 9 years as Audit Director at KPMG Limited Liability Company.
Mr. Thoa is currently the Chief Financial Officer ("CFO") of Redsun International Trading Investment Corporation
Executive Board
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Mrs. Dong Thi Khanh Ngoc
Team member
Mrs. Dong Thi Khanh Ngoc
Mrs. Ngoc graduated with a Bachelor's degree in International Economics from Hanoi Foreign Trade University and is certified as a Fund Manager by the Ministry of Finance under License No. 000794/QLQ dated November 14, 2011.
With over 15 years of experience, Mrs. Ngoc has worked across various sectors including banking, auditing, taxation, securities, and fund management. She has particularly spent 5 years at FPT Investment Management Joint Stock Company, contributing to her expertise in these fields.
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Mr. Vuong Duy Anh, CFA
Team member
Mr. Vương Duy Anh, CFA
Mr. Duy Anh holds a Bachelor's degree in Banking and Finance from Hanoi Foreign Trade University and is certified as a Fund Manager by the Ministry of Finance under License No. 001958/QLQ dated November 18, 2020.
With over 7 years of experience in the finance and investment sectors, Mr. Duy Anh has previously held the position of Risk Management Specialist at Techcombank, where he specialized in risk management.

Investment portfolio

Business analysis report – MASAN MEATLIFEBusiness analysis report – MASAN MEATLIFE
Business analysis report – VINGROUPBusiness analysis report – VINGROUP

NAV Chart

Transaction Service Fees

Management fee: 1.2% per NAV per year

Issuance fee: 0% of purchase order value

Redemption fee: Investors must pay when selling Fund Certificates to the Fund (New pricing applies from June 19, 2023)

Holding period % of Redemption Value
0 to 3 months 1.00%
From over 3 months to 6 months 0.75%
From over 6 months to 9 months 0.50%
From over 9 months to 12 months 0.25%
From over 12 months 0.00%

Conversion fee: Investors must pay when converting from TCFF to other Funds managed by TCC

Holding period % Conversion order value
0 to 3 months 1.00%
From over 3 months to 6 months 0.75%
From over 6 months to 9 months 0.50%
From over 9 months to 12 months 0.25%
From over 12 months 0.00%

Announcements

  • General Notices
  • NAV reports
  • Periodic reports
  • Audited Financial Reports
  • Shareholders' Meeting
  • Others

Fund report