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TCBF - Techcom Bond Fund
Long-term Investment, Peaceful Life
Techcom Bond Investment Fund is a place where individual investors can work together to invest in the best corporate bonds and certificates of deposit on the market to create a stable long-term income source.
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    Stable Returns
    Expected returns up to 10% per year (higher than 1%-2% savings deposit interest rates over 12 months), actual returns accrue over the holding period.
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    No Large Capital Required
    Participate with a minimum capital of 10,000 VND.
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    Flexible Liquidity
    Allows daily deposits and withdrawals.
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    Safety and Transparency
    Diverse portfolio including listed bonds from leading companies, monitored by the State Securities Commission.
Expected profit(*) over time for new investors of TCBF

With the Fund’s target profit of 10%/year, the expected profit for investors is:

Investment Period 1 month 2 months 3+ months 6+ months 9+ months 1+ year 2 year 3 year
Redemption Fee 1.00% 1.00% 0.75% 0.50% 0.10% 0.00% 0.00% 0.00%
Personal income tax 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% 0.1%
Profit (%/year) ** -0.28% 3.29% 6.52% 8.74% 9.71% 9.89% 9.94% 9.96%

(*) Expected returns are based on the projected earnings of the fund’s current asset portfolio and are not guaranteed future interest rates. Fund certificates are investment products with risks. Please refer to the Risk Identification that TCBS provides when Customers place an order to buy fund certificates.
(**) Monthly profit is not annually compounded. Actual investor profit is accurately calculated by the difference in NAV/Certificate at the time of purchase and redemption, minus personal income tax and redemption fees. We recommend investors participate in the fund for the long term, over 12 months, to enjoy fee-free redemptions.

The fund certificate trading price (NAV/Certificate ) can change depending on market conditions, potentially resulting in losses for investors.

Fund information

Investment Strategy

The investment strategy of the Techcom Bond Investment Fund capitalizes on existing advantages such as substantial capital, comprehensive access, and assessment of bond quality. The fund aims to construct a portfolio consisting of the best bonds in the market, thereby achieving regular and stable long-term profits for investors. Thanks to that, TCBF can achieve the goal of bringing regular and stable long-term profits to investors.

Supervisory Bank

Standard Chartered Bank (Vietnam) Limited

Audit

Ernst & Young Vietnam Limited Company

Fund Representatives

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Mrs. Nguyen Thi Hoat, ACCA
Team member
Mrs. Nguyen Thi Hoat, ACCA
Chairwoman
Bachelor's degree in Accounting and Auditing, National Economics University, Vietnam; Member of the Association of Chartered Certified Accountants, United Kingdom.Mrs. Hoat holds over 10 years of experience in the fields of Finance, Banking, and Auditing. She has previously held positions such as Director of a Real Estate Company in Hue, Head of Control Department at the Chemical Finance Company, and various senior roles at Vietbridge Capital, Royal International Securities Company, KPMG, and the Techcombank's Capital Market Division.

She currently serves as the Deputy CEO of Techcom Securities Joint Stock Company.

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Mr. Dang The Duc
Team member
Mr. Dang The Duc
Member
Mr. Duc possesses over 18 years of experience in the field of business law practice in Vietnam, focusing on domestic investment, corporate transactions, private equity, mergers and acquisitions (M&A), securities, capital market transactions, and project financing. He has advised numerous major local and foreign investment funds as well as fund managers related to business structuring and M&A transactions in Vietnam.
Mr. Duc is currently the Managing Partner at Indochine Counsel, a law consulting firm. He also serves as a regular analyst for leading business magazines in Vietnam, including Kinh Te Sai Gon, Nhip Cau Dau Tu, and Dau Tu Chung Khoan (Securities Investment).
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Mrs. Nguyen Thi Vinh Ha, CFA, ACCA
Team member
Mrs. Nguyen Thi Vinh Ha, CFA, ACCA
Member
Mrs. Ha brings 18 years of experience in the fields of accounting and auditing. She joined Grant Thornton Audit Company (Vietnam) in 1996, where she held various important positions such as Audit Manager, Senior Audit Manager, Audit Director, and is currently the Deputy CEO of Grant Thornton Limited Liability Company (Vietnam).
Mrs. Ha graduated from the National Economics University with a major in Accounting and from Hanoi Foreign Language University with a major in English. She is a Certified Public Accountant, holds a Certificate of Valuation from the Ministry of Finance, and has achieved international certifications in auditing and finance such as ACCA from the Association of Chartered Certified Accountants, United Kingdom, and CFA from the CFA Institute, United States, since 2012.
Executive Board
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Mrs. Dong Thi Khanh Ngoc
Team member
Mrs. Dong Thi Khanh Ngoc
Mrs. Ngoc graduated with a Bachelor's degree in International Economics from Hanoi Foreign Trade University and is certified as a Fund Manager by the Ministry of Finance under License No. 000794/QLQ dated November 14, 2011.
With over 15 years of experience, Mrs. Ngoc has worked across various sectors including banking, auditing, taxation, securities, and fund management. She has particularly spent 5 years at FPT Investment Management Joint Stock Company, contributing to her expertise in these fields.
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Mr. Vuong Duy Anh, CFA
Team member
Mr. Vuong Duy Anh, CFA
Mr. Duy Anh holds a Bachelor's degree in Banking and Finance from Hanoi Foreign Trade University and is certified as a Fund Manager by the Ministry of Finance under License No. 001958/QLQ dated November 18, 2020.
With over 7 years of experience in the finance and investment sectors, Mr. Duy Anh has previously held the position of Risk Management Specialist at Techcombank, where he specialized in risk management.

Investment portfolio

Updated Reports on Enterprise Analysis – MASAN MEATLIFEUpdated Reports on Enterprise Analysis – MASAN MEATLIFE
Updated Reports on Enterprise Analysis – VINGROUPUpdated Reports on Enterprise Analysis – VINGROUP
Updated Reports on Enterprise Analysis – VINHOMESUpdated Reports on Enterprise Analysis – VINHOMES
Updated Reports on Enterprise Analysis – MASANUpdated Reports on Enterprise Analysis – MASAN
Updated Reports on Enterprise Analysis – NAM LONGUpdated Reports on Enterprise Analysis – NAM LONG

NAV Chart

Transaction Service Fees

– Lowest transaction service fees in the market

TCBF Fund Management Fee Issuance Fee Redemption Fee
TCBF 1.2%/NAV/year 0%/order value Holding period
From 0 to 3 months
From over 3 months to 6 months
From over 6 months to 9 months
From over 9 months to 12 months
From 12 months or more		 % of Redemption Value
1.00%
0.75%
0.50%
0.10%
0.00%

 

Fund conversion order New Pricing Effective from March 10, 2022
TCBF -> Other funds managed by TCC Holding period Conversion Service Fee
(% of order value)
0 to 3 months 1.00%
From over 3 months to 6 months 0.75%
From over 6 months to 9 months 0.50%
From over 9 months to 12 months 0.25%
From over 12 months 0.00%

Announcements

  • General Notices
  • NAV reports
  • Periodic reports
  • Audited Financial Reports
  • Shareholders' Meeting
  • Others

Fund report