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TCSME - Techcom Small and Medium Enterprise
Secure the Future, Multiply the Rewards
TCSME enables investors to own shares of leading companies among mid-cap and small-cap businesses on Vietnam’s stock market, with long-term expected returns projected to be twice the average 12-month savings interest rate, realized based on the investment duration.
This group of stocks is characterized by moderate market capitalization, with some companies holding leading positions in niche markets or possessing unique competitive advantages. This is expected to deliver higher growth potential compared to large-cap (blue-chip) stocks, but also comes with higher short-term price volatility. Therefore, the investment process requires professional fund management to balance expected returns and risk levels, aiming to optimize benefits for investors.

Techcom Small and Medium Enterprise Equity Fund (TCSME) is a dynamic investment fund that targets stocks of companies with market capitalization in the midcap and smallcap groups on the Vietnam stock market. It aims to achieve long-term profits that exceed the long-term profitability of the VN-Index or the interest rates of 3-5% per year from 12-month savings deposits. The fund carries a high level of risk due to its profitability being subject to annual fluctuations influenced by stock market volatility, Vietnam’s economy, and the global economic environment.
TCSME imposes a redemption fee of 0.5%-1% if redeemed within 1 year, making it suitable for long-term investments. The fund’s shares can be bought and sold daily with a minimum investment of 10,000 Vietnamese dong. TCSME is managed by Techcom Capital Joint Stock Company.

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    More peace of mind
    The Fund is managed by a team of seasoned experts, with a diversified portfolio of carefully selected stocks and a professional investment process
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    More Effecient
    No need for extensive experience, saving investors time and effort. Long-term expected returns are projected to be twice the average 12-month savings interest rate, realized based on the investment duration
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    Daily liquidity
    Flexible daily withdrawals
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    Invest anytime, anywhere
    Experience convenient trading with a high-tech, secure, 100% online system. Invest starting from just 10,000 VND

Please note:

  • Investing in fund certificates, bonds, and stocks carries risks, and profits are not guaranteed. Investors should thoroughly review product documents and contracts to understand the risks before deciding to participate.
  • Investors should carefully read the Fund’s Prospectus before purchasing fund certificates and pay attention to service fees when trading fund certificates.
  • The trading price of fund certificates may change depending on the market situation, and investors may incur losses on their invested capital in the fund.
  • Previous fund performance information is for reference only and does not guarantee profitable investment for investors.

(*) average compound interest rate of the VN30 index from 2016 to 2020.

Fund information

Investment Strategy

With the goal of delivering effective long-term returns, we avoid speculative, short-term ‘hot’ stocks and focus exclusively on shares of companies with market capitalization in the mid-cap and small-cap segments on Vietnam’s stock exchange that:

– Have strong management capabilities
– Possess high growth potential
– Maintain sound financial health
– Feature a diverse and sustainable shareholder structure

Strict adherence to investment principles:

– Portfolio includes no fewer than 15 stocks
– No more than 20% invested in a single stock
– Total value of large positions does not exceed 40%

Supervisory Bank

Bank of Investment and Development of Vietnam – Hanoi branch

Audit

Ernst & Young Vietnam Limited Company

Fund Representatives

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Mr. Nham Ha Hai
Team member
Mr. Nham Ha Hai
Chairman
Mr. Hai holds a Master's degree in Finance from France and an advanced macroeconomic certificate from Germany.
Mr. Hai has in-depth knowledge of debt instruments, capital instruments, and structured financial instruments, with over 16 years of high-level work and management experience in the banking and investment sector in Vietnam State Bank, FPT Investment Fund Management Company, Techcombank, Techcom Securities Joint Stock Company, and Standard Chartered Bank Vietnam.
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Mr. Dao Kien Trung
Team member
Mr. Dao Kien Trung
Member
Mr.Trung graduated with a degree in International Law from the University of Languages and International Studies, specializing in English.
From 1999 to the present, Mr. Trung has held various positions in units such as Grant Thornton Vietnam Limited Company, Techcombank, FPT Corporation, FPT Investment Fund Management Company, and Debt Management and Asset Exploitation Company - Techcombank.
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Mr. Tran Viet Thoa
Team member
Mr. Tran Viet Thoa
Member
Mr. Thoa has over 20 years of experience in accounting, auditing, finance, and investment, including 9 years as Audit Director at KPMG Limited Liability Company.
Mr. Thoa is currently the Chief Financial Officer ("CFO") of Redsun International Trading Investment Corporation
Executive Board
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Mrs. Dong Thi Khanh Ngoc
Team member
Mrs. Dong Thi Khanh Ngoc
Mrs. Ngoc graduated with a Bachelor's degree in International Economics from Hanoi Foreign Trade University and is certified as a Fund Manager by the Ministry of Finance under License No. 000794/QLQ dated November 14, 2011.
With over 15 years of experience, Mrs. Ngoc has worked across various sectors including banking, auditing, taxation, securities, and fund management. She has particularly spent 5 years at FPT Investment Management Joint Stock Company, contributing to her expertise in these fields.
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Mr. Vương Duy Anh, CFA
Team member
Mr. Vuong Duy Anh, CFA
Mr. Duy Anh holds a Bachelor's degree in Banking and Finance from Hanoi Foreign Trade University and is certified as a Fund Manager by the Ministry of Finance under License No. 001958/QLQ dated November 18, 2020.
With over 7 years of experience in the finance and investment sectors, Mr. Duy Anh has previously held the position of Risk Management Specialist at Techcombank, where he specialized in risk management.

Investment portfolio

NAV Chart

Transaction Service Fees

– Lowest market transaction fees

Management Fee Issuance Fee Redemption Fee
TCSME – Techcom Small and Medium Enterprise 1.2%/NAV/year 0% 1. From 0 to less than 6 months: 1% of redemption order value
2. From 6 to 9 months: 0.75% of redemption order value
3. From over 9 to 12 months: 0.5% of redemption order value
4. From over 12 months or more 0% of redemption order value
Fund conversion order
TCSME -> Other funds managed by TCC Holding period Conversion Service Fee
(% of selling order value)
0 to less than 6 months 1.00%
From 6 months to 9 months 0.75%
From over 9 months to 12 months 0.50%
From 12 months or more 0.00%

Announcements

  • General Notices
  • NAV reports
  • Periodic reports
  • Audited Financial Reports
  • Shareholders' Meeting
  • Others

Fund report