{"id":41499,"date":"2022-05-18T15:20:00","date_gmt":"2022-05-18T08:20:00","guid":{"rendered":"https:\/\/www.techcomcapital.com.vn\/?page_id=41499"},"modified":"2026-03-24T14:40:19","modified_gmt":"2026-03-24T07:40:19","slug":"tcbf-techcom-bond-fund","status":"publish","type":"page","link":"https:\/\/www.techcomcapital.com.vn\/en\/investment-solutions-at-tcc\/tcbf-techcom-bond-fund\/","title":{"rendered":"TCBF \u2013 Techcom Bond Fund"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row force_equal_height_columns=&#8221;main_row&#8221; mobile_destroy_equal_heights=&#8221;&#8221; dfd_row_responsive_enable=&#8221;dfd-row-responsive-enable&#8221; responsive_styles=&#8221;padding_left_mobile:10|padding_right_mobile:10&#8243;][vc_column width=&#8221;1\/2&#8243;][dfd_videoplayer shadow=&#8221;permanent&#8221; module_animation=&#8221;transition.shrinkIn&#8221; video_link=&#8221;https:\/\/youtu.be\/r6A0ta0STDA&#8221; main_style=&#8221;style-1&#8243; gen_border_radius=&#8221;10&#8243; icon_background=&#8221;#c41c16&#8243;][\/vc_column][vc_column width=&#8221;1\/2&#8243; col_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][dfd_info_box title=&#8221;TCBF &#8211; Techcom Bond Fund&#8221; subtitle=&#8221;Long-term Investment, Peaceful Life&#8221; main_content=&#8221;Techcom Bond Investment Fund is a place where individual investors can work together to invest in the best corporate bonds and certificates of deposit on the market to create a stable long-term income source.&#8221; icon_type=&#8221;custom&#8221; main_style=&#8221;style-1&#8243; main_layout=&#8221;layout-3&#8243; icon_image_id=&#8221;26165&#8243; icon_size=&#8221;80&#8243; title_font_options=&#8221;tag:div&#8221; subtitle_font_options=&#8221;tag:div|font_size:16&#8243;][dfd_spacer screen_wide_spacer_size=&#8221;15&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;15&#8243; screen_tablet_spacer_size=&#8221;15&#8243;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][dfd_button button_size=&#8221;dfd-button-full-width&#8221; button_text=&#8221;Buy now&#8221; main_style=&#8221;style-2&#8243; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; buttom_link_src=&#8221;url:https%3A%2F%2Ftcinvest.tcbs.com.vn%2Fplacing-fund%3FactionId%3DBUY%26destinationProduct%3DTCBF%26transactionValue%3D10000000%26autoPurchase%3Dtrue|target:_blank|&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][dfd_button button_size=&#8221;dfd-button-full-width&#8221; button_text=&#8221;Open trading account&#8221; main_style=&#8221;style-2&#8243; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; buttom_link_src=&#8221;url:https%3A%2F%2Ftcinvest.tcbs.com.vn%2Fguest%2Flogin%3FreturnUrl%3D%252Fhome%26openAccount%3Dtrue|target:_blank|&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row dfd_row_responsive_enable=&#8221;dfd-row-responsive-enable&#8221; responsive_styles=&#8221;padding_left_mobile:10|padding_right_mobile:10&#8243;][vc_column][dfd_spacer screen_wide_spacer_size=&#8221;70&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;60&#8243; screen_tablet_spacer_size=&#8221;50&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_gradation columns_width=&#8221;quarter-width-elements&#8221; content_only_hover=&#8221;&#8221; list_fields=&#8221;%5B%7B%22icon_type%22%3A%22custom%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-film-strip-with-two-photograms%22%2C%22icon_image_id%22%3A%2226174%22%2C%22block_title%22%3A%22Stable%20Returns%22%2C%22block_content%22%3A%22Expected%20returns%20up%20to%2010%25%20per%20year%20(higher%20than%201%25-2%25%20savings%20deposit%20interest%20rates%20over%2012%20months)%2C%20actual%20returns%20accrue%20over%20the%20holding%20period.%22%7D%2C%7B%22icon_type%22%3A%22custom%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-film-strip-with-two-photograms%22%2C%22icon_image_id%22%3A%2226175%22%2C%22block_title%22%3A%22No%20Large%20Capital%20Required%22%2C%22block_content%22%3A%22Participate%20with%20a%20minimum%20capital%20of%2010%2C000%20VND.%22%7D%2C%7B%22icon_type%22%3A%22custom%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-film-strip-with-two-photograms%22%2C%22icon_image_id%22%3A%2226176%22%2C%22block_title%22%3A%22Flexible%20Liquidity%22%2C%22block_content%22%3A%22Allows%20daily%20deposits%20and%20withdrawals.%22%7D%2C%7B%22icon_type%22%3A%22custom%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-film-strip-with-two-photograms%22%2C%22icon_image_id%22%3A%2226172%22%2C%22block_title%22%3A%22Safety%20and%20Transparency%22%2C%22block_content%22%3A%22Diverse%20portfolio%20including%20listed%20bonds%20from%20leading%20companies%2C%20monitored%20by%20the%20State%20Securities%20Commission.%22%7D%5D&#8221; icon_size=&#8221;27&#8243; icon_bg_size=&#8221;100&#8243; border_radius=&#8221;50&#8243; main_style=&#8221;style-1&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:div&#8221; font_options=&#8221;line_height:21&#8243;][dfd_spacer screen_wide_spacer_size=&#8221;50&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;50&#8243; screen_tablet_spacer_size=&#8221;50&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_delimiter delimiter_style=&#8221;dfd-delimiter-with-line&#8221; delimiter_border_style=&#8221;dashed&#8221;][dfd_spacer screen_wide_spacer_size=&#8221;50&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;50&#8243; screen_tablet_spacer_size=&#8221;50&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][vc_column_text el_class=&#8221;text-justify&#8221;]<\/p>\n<h5>Expected profit(*) over time for new investors of TCBF<\/h5>\n<p>With the Fund&#8217;s target profit of <strong>10%\/year<\/strong>, the expected profit for investors is:<\/p>\n<div class=\"table-responsive\">\n<table class=\"table table-bordered\">\n<tbody>\n<tr>\n<th>Investment Period<\/th>\n<th>1 month<\/th>\n<th>2 months<\/th>\n<th>3+ months<\/th>\n<th>6+ months<\/th>\n<th>9+ months<\/th>\n<th>1+ year<\/th>\n<th>2 year<\/th>\n<th>3 year<\/th>\n<\/tr>\n<tr>\n<td><span class=\"TextRun SCXW245125040 BCX8\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW245125040 BCX8\">Re<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW245125040 BCX8\">dem<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW245125040 BCX8\">pti<\/span>on <span class=\"NormalTextRun SpellingErrorV2Themed SCXW245125040 BCX8\">Fe<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW245125040 BCX8\">e<\/span><\/span><\/td>\n<td>1.00%<\/td>\n<td>1.00%<\/td>\n<td>0.75%<\/td>\n<td>0.50%<\/td>\n<td>0.10%<\/td>\n<td>0.00%<\/td>\n<td>0.00%<\/td>\n<td>0.00%<\/td>\n<\/tr>\n<tr>\n<td>Personal income tax<\/td>\n<td>0.1%<\/td>\n<td>0.1%<\/td>\n<td>0.1%<\/td>\n<td>0.1%<\/td>\n<td>0.1%<\/td>\n<td>0.1%<\/td>\n<td>0.1%<\/td>\n<td>0.1%<\/td>\n<\/tr>\n<tr>\n<td>Profit (%\/year) **<\/td>\n<td>-0.28%<\/td>\n<td>3.29%<\/td>\n<td>6.52%<\/td>\n<td>8.74%<\/td>\n<td>9.71%<\/td>\n<td>9.89%<\/td>\n<td>9.94%<\/td>\n<td>9.96%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>(*) Expected returns are based on the projected earnings of the fund&#8217;s current asset portfolio and are not guaranteed future interest rates. Fund certificates are investment products with risks. Please refer to the Risk Identification that TCBS provides when Customers place an order to buy fund certificates.<br \/>\n(**) Monthly profit is not annually compounded. Actual investor profit is accurately calculated by the difference in NAV\/Certificate at the time of purchase and redemption, minus personal income tax and redemption fees. We recommend investors participate in the fund for the long term, over 12 months, to enjoy fee-free redemptions.<\/p>\n<p>The fund certificate trading price (NAV\/Certificate ) can change depending on market conditions, potentially resulting in losses for investors.<\/p>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row dfd_row_responsive_enable=&#8221;dfd-row-responsive-enable&#8221; responsive_styles=&#8221;border_right_mobile:10|padding_left_mobile:10&#8243;][vc_column][dfd_spacer screen_wide_spacer_size=&#8221;50&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;50&#8243; screen_tablet_spacer_size=&#8221;50&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_tta_tabs style=&#8221;collapse&#8221; font_size=&#8221;14&#8243; active_section=&#8221;1&#8243; el_class=&#8221;tab-fullwidth-line&#8221;][vc_tta_section title=&#8221;Fund information&#8221; tab_id=&#8221;thong-tin-quy113c-8c0a&#8221;][vc_row_inner][vc_column_inner][dfd_heading subtitle=&#8221;&#8221; content_alignment=&#8221;text-left&#8221; delimiter_settings=&#8221;delimiter_style:solid|delimiter_width:80|delimiter_height:1&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:div&#8221;]<\/p>\n<p>Investment Strategy<\/p>\n<p>[\/dfd_heading][vc_column_text el_class=&#8221;text-justify&#8221;]The investment strategy of the Techcom Bond Investment Fund capitalizes on existing advantages such as substantial capital, comprehensive access, and assessment of bond quality. The fund aims to construct a portfolio consisting of the best bonds in the market, thereby achieving regular and stable long-term profits for investors. Thanks to that, TCBF can achieve the goal of bringing regular and stable long-term profits to investors.[\/vc_column_text][dfd_spacer screen_wide_spacer_size=&#8221;30&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;30&#8243; screen_tablet_spacer_size=&#8221;30&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_heading subtitle=&#8221;&#8221; content_alignment=&#8221;text-left&#8221; delimiter_settings=&#8221;delimiter_style:solid|delimiter_width:80|delimiter_height:1&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:div&#8221;]Supervisory Bank[\/dfd_heading][vc_column_text el_class=&#8221;text-justify&#8221;]Standard Chartered Bank (Vietnam) Limited[\/vc_column_text][dfd_spacer screen_wide_spacer_size=&#8221;30&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;30&#8243; screen_tablet_spacer_size=&#8221;30&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_heading subtitle=&#8221;&#8221; content_alignment=&#8221;text-left&#8221; delimiter_settings=&#8221;delimiter_style:solid|delimiter_width:80|delimiter_height:1&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:div&#8221;]Audit[\/dfd_heading][vc_column_text el_class=&#8221;text-justify&#8221;]Ernst &amp; Young Vietnam Limited Company[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][dfd_spacer screen_wide_spacer_size=&#8221;30&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;30&#8243; screen_tablet_spacer_size=&#8221;30&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_heading subtitle=&#8221;&#8221; content_alignment=&#8221;text-left&#8221; delimiter_settings=&#8221;delimiter_style:solid|delimiter_width:80|delimiter_height:1&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:div&#8221;]<\/p>\n<p>Fund Representatives<\/p>\n<p>[\/dfd_heading][\/vc_column_inner][vc_column_inner el_class=&#8221;box-info-member&#8221; width=&#8221;1\/3&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][dfd_single_image image=&#8221;26193&#8243; el_class=&#8221;box-info-member_image&#8221;][dfd_modal_box display_options=&#8221;on_click&#8221; button_text=&#8221;Mrs. Nguyen Thi Hoat, ACCA&#8221; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; el_class=&#8221;box-info-member_button&#8221; modal_box_width=&#8221;760&#8243;][dfd_new_team_member main_layout=&#8221;layout-15&#8243; team_member_img_width=&#8221;350&#8243; team_member_img_height=&#8221;&#8221; team_member_name=&#8221;Mrs. Nguyen Thi Hoat, ACCA&#8221; team_member_job_position=&#8221;Chairwoman&#8221; team_member_description=&#8221;Bachelor&#8217;s degree in Accounting and Auditing, National Economics University, Vietnam; Member of the Association of Chartered Certified Accountants, United Kingdom.Mrs. Hoat holds over 10 years of experience in the fields of Finance, Banking, and Auditing. She has previously held positions such as Director of a Real Estate Company in Hue, Head of Control Department at the Chemical Finance Company, and various senior roles at Vietbridge Capital, Royal International Securities Company, KPMG, and the Techcombank&#8217;s Capital Market Division.<\/p>\n<p>She currently serves as the Deputy CEO of Techcom Securities Joint Stock Company.&#8221; icon_size=&#8221;15&#8243; team_member_photo=&#8221;26186&#8243; title_font_options=&#8221;tag:div&#8221; subtitle_font_options=&#8221;tag:div&#8221;][\/dfd_modal_box][\/vc_column_inner][vc_column_inner el_class=&#8221;box-info-member&#8221; width=&#8221;1\/3&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][dfd_single_image image=&#8221;26189&#8243; el_class=&#8221;box-info-member_image&#8221;][dfd_modal_box display_options=&#8221;on_click&#8221; button_text=&#8221;Mr. Dang The Duc&#8221; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; el_class=&#8221;box-info-member_button&#8221; modal_box_width=&#8221;760&#8243;][dfd_new_team_member main_layout=&#8221;layout-15&#8243; team_member_img_width=&#8221;350&#8243; team_member_img_height=&#8221;&#8221; team_member_name=&#8221;Mr. Dang The Duc&#8221; team_member_job_position=&#8221;Member&#8221; team_member_description=&#8221;Mr. Duc possesses over 18 years of experience in the field of business law practice in Vietnam, focusing on domestic investment, corporate transactions, private equity, mergers and acquisitions (M&amp;A), securities, capital market transactions, and project financing. He has advised numerous major local and foreign investment funds as well as fund managers related to business structuring and M&amp;A transactions in Vietnam.<br \/>\nMr. Duc is currently the Managing Partner at Indochine Counsel, a law consulting firm. He also serves as a regular analyst for leading business magazines in Vietnam, including Kinh Te Sai Gon, Nhip Cau Dau Tu, and Dau Tu Chung Khoan (Securities Investment).&#8221; icon_size=&#8221;15&#8243; team_member_photo=&#8221;26189&#8243; title_font_options=&#8221;tag:div&#8221; subtitle_font_options=&#8221;tag:div&#8221;][\/dfd_modal_box][\/vc_column_inner][vc_column_inner el_class=&#8221;box-info-member&#8221; width=&#8221;1\/3&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][dfd_single_image image=&#8221;26185&#8243; el_class=&#8221;box-info-member_image&#8221;][dfd_modal_box display_options=&#8221;on_click&#8221; button_text=&#8221;Mrs. Nguyen Thi Vinh Ha, CFA, ACCA&#8221; el_class=&#8221;box-info-member_button&#8221; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; modal_box_width=&#8221;760&#8243;][dfd_new_team_member main_layout=&#8221;layout-15&#8243; team_member_img_width=&#8221;350&#8243; team_member_img_height=&#8221;&#8221; team_member_name=&#8221;Mrs. Nguyen Thi Vinh Ha, CFA, ACCA&#8221; team_member_job_position=&#8221;Member&#8221; team_member_description=&#8221;Mrs. Ha brings 18 years of experience in the fields of accounting and auditing. She joined Grant Thornton Audit Company (Vietnam) in 1996, where she held various important positions such as Audit Manager, Senior Audit Manager, Audit Director, and is currently the Deputy CEO of Grant Thornton Limited Liability Company (Vietnam).<br \/>\nMrs. Ha graduated from the National Economics University with a major in Accounting and from Hanoi Foreign Language University with a major in English. She is a Certified Public Accountant, holds a Certificate of Valuation from the Ministry of Finance, and has achieved international certifications in auditing and finance such as ACCA from the Association of Chartered Certified Accountants, United Kingdom, and CFA from the CFA Institute, United States, since 2012.&#8221; icon_size=&#8221;15&#8243; team_member_photo=&#8221;26185&#8243; title_font_options=&#8221;tag:div&#8221; subtitle_font_options=&#8221;tag:div&#8221;][\/dfd_modal_box][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][dfd_spacer screen_wide_spacer_size=&#8221;30&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;30&#8243; screen_tablet_spacer_size=&#8221;30&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_heading subtitle=&#8221;&#8221; content_alignment=&#8221;text-left&#8221; delimiter_settings=&#8221;delimiter_style:solid|delimiter_width:80|delimiter_height:1&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:div&#8221;]Executive Board[\/dfd_heading][\/vc_column_inner][vc_column_inner el_class=&#8221;box-info-member&#8221; width=&#8221;1\/3&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][dfd_single_image image=&#8221;26190&#8243; el_class=&#8221;box-info-member_image&#8221;][dfd_modal_box display_options=&#8221;on_click&#8221; button_text=&#8221;Mrs. Dong Thi Khanh Ngoc&#8221; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; el_class=&#8221;box-info-member_button&#8221; modal_box_width=&#8221;760&#8243;][dfd_new_team_member main_layout=&#8221;layout-15&#8243; team_member_img_width=&#8221;350&#8243; team_member_img_height=&#8221;&#8221; team_member_name=&#8221;Mrs. Dong Thi Khanh Ngoc&#8221; team_member_job_position=&#8221;&#8221; team_member_description=&#8221;Mrs. Ngoc graduated with a Bachelor&#8217;s degree in International Economics from Hanoi Foreign Trade University and is certified as a Fund Manager by the Ministry of Finance under License No. 000794\/QLQ dated November 14, 2011.<br \/>\nWith over 15 years of experience, Mrs. Ngoc has worked across various sectors including banking, auditing, taxation, securities, and fund management. She has particularly spent 5 years at FPT Investment Management Joint Stock Company, contributing to her expertise in these fields.&#8221; icon_size=&#8221;15&#8243; team_member_photo=&#8221;26190&#8243; title_font_options=&#8221;tag:div&#8221; subtitle_font_options=&#8221;tag:div&#8221;][\/dfd_modal_box][\/vc_column_inner][vc_column_inner el_class=&#8221;box-info-member&#8221; width=&#8221;1\/3&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][dfd_single_image image=&#8221;26123&#8243; el_class=&#8221;box-info-member_image&#8221;][dfd_modal_box display_options=&#8221;on_click&#8221; button_text=&#8221;Mr. Vuong Duy Anh, CFA&#8221; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; el_class=&#8221;box-info-member_button&#8221; modal_box_width=&#8221;760&#8243; tutorials=&#8221;&#8221;][dfd_new_team_member main_layout=&#8221;layout-15&#8243; team_member_img_width=&#8221;350&#8243; team_member_img_height=&#8221;&#8221; team_member_name=&#8221;Mr. Vuong Duy Anh, CFA&#8221; team_member_job_position=&#8221;&#8221; team_member_description=&#8221;Mr. Duy Anh holds a Bachelor&#8217;s degree in Banking and Finance from Hanoi Foreign Trade University and is certified as a Fund Manager by the Ministry of Finance under License No. 001958\/QLQ dated November 18, 2020.<br \/>\nWith over 7 years of experience in the finance and investment sectors, Mr. Duy Anh has previously held the position of Risk Management Specialist at Techcombank, where he specialized in risk management.&#8221; icon_size=&#8221;15&#8243; team_member_photo=&#8221;26123&#8243; title_font_options=&#8221;tag:div&#8221; subtitle_font_options=&#8221;tag:div&#8221; tutorials=&#8221;&#8221;][\/dfd_modal_box][\/vc_column_inner][vc_column_inner el_class=&#8221;box-info-member&#8221; width=&#8221;1\/3&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;Investment portfolio&#8221; tab_id=&#8221;danh-muc-dau-tu113c-8c0a&#8221;][vc_column_text]<\/p>\n<div class=\"hide-bot\"><iframe loading=\"lazy\" title=\"Web_TCBF_Assets\" src=\"https:\/\/app.powerbi.com\/view?r=eyJrIjoiOTY5MThiN2EtMDdkZi00YmRiLTljZmEtODgwMmY0YWRhMDE5IiwidCI6IjQ0YmQ2NjgzLWI0MTQtNGFjNC1iY2VjLTY4NDFiZDNmMzlkMyIsImMiOjEwfQ%3D%3D\" width=\"100%\" height=\"400\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<p>[\/vc_column_text][dfd_link_style link_content=&#8221;Updated Reports on Enterprise Analysis \u2013 MASAN MEATLIFE&#8221; link_src=&#8221;url:%2Fwp-content%2Fuploads%2F2023%2F07%2FMML_Bao-cao-phan-tich-TCPH-TP_202211.pdf|target:_blank&#8221; main_style=&#8221;style-1&#8243; font_options=&#8221;tag:div&#8221;][dfd_link_style link_content=&#8221;Updated Reports on Enterprise Analysis \u2013 VINGROUP&#8221; link_src=&#8221;url:https%3A%2F%2Fwww.techcomcapital.com.vn%2Fwp-content%2Fuploads%2F2023%2F08%2FVIC-Bao-cao-phan-tich-TCPH-06.2023-Print.pdf|target:_blank&#8221; main_style=&#8221;style-1&#8243; font_options=&#8221;tag:div&#8221;][dfd_link_style link_content=&#8221;Updated Reports on Enterprise Analysis \u2013 VINHOMES&#8221; link_src=&#8221;url:https%3A%2F%2Fwww.techcomcapital.com.vn%2Fwp-content%2Fuploads%2F2023%2F08%2FVHM-Bao-cao-phan-tich-TCPH-06.2023-Print.pdf|target:_blank&#8221; main_style=&#8221;style-1&#8243; font_options=&#8221;tag:div&#8221;][dfd_link_style link_content=&#8221;Updated Reports on Enterprise Analysis \u2013 MASAN&#8221; link_src=&#8221;url:https%3A%2F%2Fwww.techcomcapital.com.vn%2Fwp-content%2Fuploads%2F2023%2F08%2FMSN_Bao-cao-phan-tich-TCPH-_2023-07-TCC.pdf|target:_blank&#8221; main_style=&#8221;style-1&#8243; font_options=&#8221;tag:div&#8221;][dfd_link_style link_content=&#8221;Updated Reports on Enterprise Analysis \u2013 NAM LONG&#8221; link_src=&#8221;url:https%3A%2F%2Fwww.techcomcapital.com.vn%2Fwp-content%2Fuploads%2F2023%2F08%2FNLG_Bao-cao-phan-tich-2023-06_TCC_2.pdf|target:_blank&#8221; main_style=&#8221;style-1&#8243; font_options=&#8221;tag:div&#8221;][\/vc_tta_section][vc_tta_section title=&#8221;NAV Chart&#8221; tab_id=&#8221;bao-cao-nav113c-8c0a&#8221;][vc_column_text]<\/p>\n<div class=\"hide-bot\"><iframe loading=\"lazy\" title=\"Web_TCBF_NAV\" src=\"https:\/\/app.powerbi.com\/view?r=eyJrIjoiNTc5ODkzYWItMDA0Yi00ZDdiLWEyYjAtYzdiYTAwYWMxOWJjIiwidCI6IjQ0YmQ2NjgzLWI0MTQtNGFjNC1iY2VjLTY4NDFiZDNmMzlkMyIsImMiOjEwfQ%3D%3D\" width=\"100%\" height=\"400\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Transaction Service Fees&#8221; tab_id=&#8221;muc-phi-giao-dich113c-8c0a&#8221;][vc_column_text]- Lowest transaction service fees in the market<\/p>\n<table>\n<thead>\n<tr>\n<th>TCBF Fund<\/th>\n<th>Management Fee<\/th>\n<th>Issuance Fee<\/th>\n<th colspan=\"2\">Redemption Fee<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"vertical-align: middle;\">TCBF<\/td>\n<td style=\"vertical-align: middle;\">1.2%\/NAV\/year<\/td>\n<td style=\"vertical-align: middle;\">0%\/order value<\/td>\n<td><strong>Holding period<\/strong><br \/>\nFrom 0 to 3 months<br \/>\nFrom over 3 months to 6 months<br \/>\nFrom over 6 months to 9 months<br \/>\nFrom over 9 months to 12 months<br \/>\nFrom 12 months or more<\/td>\n<td><strong>% of Redemption Value<\/strong><br \/>\n1.00%<br \/>\n0.75%<br \/>\n0.50%<br \/>\n0.10%<br \/>\n0.00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table>\n<thead>\n<tr>\n<th>Fund conversion order<\/th>\n<th colspan=\"2\">New Pricing Effective from March 10, 2022<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"vertical-align: middle;\" rowspan=\"6\">TCBF -&gt; Other funds managed by TCC<\/td>\n<td style=\"vertical-align: middle;\">Holding period<\/td>\n<td>Conversion Service Fee<br \/>\n(% of order value)<\/td>\n<\/tr>\n<tr>\n<td>0 to 3 months<\/td>\n<td>1.00%<\/td>\n<\/tr>\n<tr>\n<td>From over 3 months to 6 months<\/td>\n<td>0.75%<\/td>\n<\/tr>\n<tr>\n<td>From over 6 months to 9 months<\/td>\n<td>0.50%<\/td>\n<\/tr>\n<tr>\n<td>From over 9 months to 12 months<\/td>\n<td>0.25%<\/td>\n<\/tr>\n<tr>\n<td>From over 12 months<\/td>\n<td>0.00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Announcements&#8221; tab_id=&#8221;tai-lieu-quy113c-8c0a&#8221;][dfd_icon_list list_fields=&#8221;%5B%7B%22icon_type%22%3A%22selector%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-paper%22%2C%22text_content%22%3A%22General%20Notices%22%2C%22link_box%22%3A%22link_b%22%2C%22link%22%3A%22url%3Ahttps%253A%252F%252Fwww.techcomcapital.com.vn%252Fen%252Fannouncement-of-tcbf-fund-information%252F%7Ctitle%3AAnnouncement%2520of%2520TCBF%2520Fund%22%7D%2C%7B%22icon_type%22%3A%22selector%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-paper%22%2C%22text_content%22%3A%22NAV%20reports%22%2C%22link_box%22%3A%22link_b%22%2C%22link%22%3A%22url%3Ahttps%253A%252F%252Fwww.techcomcapital.com.vn%252Fen%252Fannouncement-of-tcbf-fund-information%252F%7Ctitle%3AAnnouncement%2520of%2520TCBF%2520Fund%22%7D%2C%7B%22icon_type%22%3A%22selector%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-paper%22%2C%22text_content%22%3A%22Periodic%20reports%22%2C%22link_box%22%3A%22link_b%22%2C%22link%22%3A%22url%3Ahttps%253A%252F%252Fwww.techcomcapital.com.vn%252Fen%252Fannouncement-of-tcbf-fund-information%252F%7Ctitle%3AAnnouncement%2520of%2520TCBF%2520Fund%22%7D%2C%7B%22icon_type%22%3A%22selector%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-paper%22%2C%22text_content%22%3A%22Audited%20Financial%20Reports%22%2C%22link_box%22%3A%22link_b%22%2C%22link%22%3A%22url%3Ahttps%253A%252F%252Fwww.techcomcapital.com.vn%252Fen%252Fannouncement-of-tcbf-fund-information%252F%7Ctitle%3AAnnouncement%2520of%2520TCBF%2520Fund%22%7D%2C%7B%22icon_type%22%3A%22selector%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-paper%22%2C%22text_content%22%3A%22Shareholders&#8217;%20Meeting%22%2C%22link_box%22%3A%22link_b%22%2C%22link%22%3A%22url%3Ahttps%253A%252F%252Fwww.techcomcapital.com.vn%252Fen%252Fannouncement-of-tcbf-fund-information%252F%7Ctitle%3AAnnouncement%2520of%2520TCBF%2520Fund%22%7D%2C%7B%22icon_type%22%3A%22selector%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-paper%22%2C%22text_content%22%3A%22Others%22%2C%22link_box%22%3A%22link_b%22%2C%22link%22%3A%22url%3Ahttps%253A%252F%252Fwww.techcomcapital.com.vn%252Fen%252Fannouncement-of-tcbf-fund-information%252F%7Ctitle%3AAnnouncement%2520of%2520TCBF%2520Fund%22%7D%5D&#8221; main_style=&#8221;style-1&#8243; font_options=&#8221;tag:div|font_size:18&#8243;][\/vc_tta_section][vc_tta_section title=&#8221;Fund report&#8221; tab_id=&#8221;1688975283525-bdfe8360-f7a4113c-8c0a&#8221;][vc_column_text el_class=&#8221;list-report-pdf&#8221;]<\/p>\n<ul>\n<li><a href=\"https:\/\/www.techcomcapital.com.vn\/wp-content\/uploads\/2026\/03\/Factsheet-Quy-ENG-TCBF-022026.pdf\" target=\"_blank\" rel=\"noopener\">Updates on Techcom Bond Investment Fund Portfolio Analysis | 02\/2026<\/a><\/li>\n<li><a href=\"https:\/\/www.techcomcapital.com.vn\/wp-content\/uploads\/2026\/02\/Factsheet-Quy-ENG-TCBF-01.2026.pdf\" target=\"_blank\" rel=\"noopener\">Updates on Techcom Bond Investment Fund Portfolio Analysis | 01\/2026<\/a><\/li>\n<li><a href=\"https:\/\/www.techcomcapital.com.vn\/wp-content\/uploads\/2026\/02\/Factsheet-Fund-TCBF-12.2025-Eng.pdf\" target=\"_blank\" rel=\"noopener\">Updates on Techcom Bond Investment Fund Portfolio Analysis | 12\/2025<\/a><\/li>\n<li><a 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