{"id":40729,"date":"2023-05-04T15:32:24","date_gmt":"2023-05-04T08:32:24","guid":{"rendered":"https:\/\/www.techcomcapital.com.vn\/investment-solutions-at-tcc\/tcsme-techcom-small-and-medium-enterprise\/"},"modified":"2026-03-24T15:24:57","modified_gmt":"2026-03-24T08:24:57","slug":"tcsme-techcom-small-and-medium-enterprise","status":"publish","type":"page","link":"https:\/\/www.techcomcapital.com.vn\/en\/investment-solutions-at-tcc\/tcsme-techcom-small-and-medium-enterprise\/","title":{"rendered":"TCSME – Techcom Small and Medium Enterprise"},"content":{"rendered":"

[vc_row force_equal_height_columns=”main_row” mobile_destroy_equal_heights=”” dfd_row_responsive_enable=”dfd-row-responsive-enable” responsive_styles=”padding_left_mobile:10|padding_right_mobile:10″][vc_column width=”5\/12″][dfd_videoplayer shadow=”permanent” video_link=”https:\/\/youtu.be\/dDHfRoiSRZE” main_style=”style-1″ gen_border_radius=”10″][\/vc_column][vc_column width=”7\/12″ col_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” col_shadow_hover=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)”][dfd_info_box title=”TCSME – Techcom Small and Medium Enterprise” subtitle=”Secure the Future, Multiply the Rewards” main_content=”TCSME enables investors to own shares of leading companies among mid-cap and small-cap businesses on Vietnam\u2019s stock market, with long-term expected returns projected to be twice the average 12-month savings interest rate, realized based on the investment duration.
\nThis group of stocks is characterized by moderate market capitalization, with some companies holding leading positions in niche markets or possessing unique competitive advantages. This is expected to deliver higher growth potential compared to large-cap (blue-chip) stocks, but also comes with higher short-term price volatility. Therefore, the investment process requires professional fund management to balance expected returns and risk levels, aiming to optimize benefits for investors.” icon_type=”custom” main_style=”style-1″ main_layout=”layout-3″ icon_image_id=”26163″ icon_size=”80″ title_font_options=”tag:div” subtitle_font_options=”tag:div|font_size:16″ tutorials=””][vc_column_text el_class=”text-justify”]Techcom Small and Medium Enterprise Equity Fund (TCSME) is a dynamic investment fund that targets stocks of companies with market capitalization in the midcap and smallcap groups on the Vietnam stock market. It aims to achieve long-term profits that exceed the long-term profitability of the VN-Index or the interest rates of 3-5% per year from 12-month savings deposits. The fund carries a high level of risk due to its profitability being subject to annual fluctuations influenced by stock market volatility, Vietnam’s economy, and the global economic environment.
\nTCSME imposes a redemption fee of 0.5%-1% if redeemed within 1 year, making it suitable for long-term investments<\/strong>. The fund’s shares can be bought and sold daily with a minimum investment of 10,000 Vietnamese dong. TCSME is managed by Techcom Capital Joint Stock Company.[\/vc_column_text][dfd_spacer screen_wide_spacer_size=”15″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”15″ screen_tablet_spacer_size=”15″][vc_row_inner][vc_column_inner width=”1\/2″][dfd_button button_size=”dfd-button-full-width” button_text=”Buy now” main_style=”style-2″ box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” hover_box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” buttom_link_src=”url:https%3A%2F%2Ftcinvest.tcbs.com.vn%2Fplacing-fund%3FactionId%3DBUY%26destinationProduct%3DTCBF%26transactionValue%3D10000000%26autoPurchase%3Dtrue|target:_blank|”][\/vc_column_inner][vc_column_inner width=”1\/2″][dfd_button button_size=”dfd-button-full-width” button_text=”Open trading account” main_style=”style-2″ box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” hover_box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” buttom_link_src=”url:https%3A%2F%2Ftcinvest.tcbs.com.vn%2Fguest%2Flogin%3FreturnUrl%3D%252Fhome%26openAccount%3Dtrue|target:_blank|”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row dfd_row_responsive_enable=”dfd-row-responsive-enable” responsive_styles=”padding_left_mobile:10|padding_right_mobile:10″][vc_column][dfd_spacer screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”25″ screen_mobile_spacer_size=”20″][dfd_gradation columns_width=”quarter-width-elements” content_only_hover=”” list_fields=”%5B%7B%22icon_type%22%3A%22custom%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-film-strip-with-two-photograms%22%2C%22icon_image_id%22%3A%2226172%22%2C%22block_title%22%3A%22More%20peace%20of%20mind%22%2C%22block_content%22%3A%22The%20Fund%20is%20managed%20by%20a%20team%20of%20seasoned%20experts%2C%20with%20a%20diversified%20portfolio%20of%20carefully%20selected%20stocks%20and%20a%20professional%20investment%20process%22%7D%2C%7B%22icon_type%22%3A%22custom%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-film-strip-with-two-photograms%22%2C%22icon_image_id%22%3A%2226174%22%2C%22block_title%22%3A%22More%20Effecient%22%2C%22block_content%22%3A%22No%20need%20for%20extensive%20experience%2C%20saving%20investors%20time%20and%20effort.%20Long-term%20expected%20returns%20are%20projected%20to%20be%20twice%20the%20average%2012-month%20savings%20interest%20rate%2C%20realized%20based%20on%20the%20investment%20duration%22%7D%2C%7B%22icon_type%22%3A%22custom%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-film-strip-with-two-photograms%22%2C%22icon_image_id%22%3A%2226176%22%2C%22block_title%22%3A%22Daily%20liquidity%22%2C%22block_content%22%3A%22Flexible%20daily%20withdrawals%22%7D%2C%7B%22icon_type%22%3A%22custom%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-film-strip-with-two-photograms%22%2C%22icon_image_id%22%3A%2239688%22%2C%22block_title%22%3A%22Invest%20anytime%2C%20anywhere%22%2C%22block_content%22%3A%22Experience%20convenient%20trading%20with%20a%20high-tech%2C%20secure%2C%20100%25%20online%20system.%20%20%5CnInvest%20starting%20from%20just%2010%2C000%20VND%22%7D%5D” icon_size=”27″ icon_bg_size=”100″ border_radius=”50″ main_style=”style-1″ title_font_options=”tag:h5″ subtitle_font_options=”tag:div” font_options=”line_height:21″ tutorials=””][dfd_spacer screen_wide_spacer_size=”25″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”25″ screen_tablet_spacer_size=”25″ screen_mobile_spacer_size=”20″][vc_column_text el_class=”text-justify”]Please note:<\/em><\/p>\n

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    \n
  • Investing in fund certificates, bonds, and stocks carries risks, and profits are not guaranteed. Investors should thoroughly review product documents and contracts to understand the risks before deciding to participate.<\/em><\/li>\n
  • Investors should carefully read the Fund’s Prospectus before purchasing fund certificates and pay attention to service fees when trading fund certificates.<\/em><\/li>\n
  • The trading price of fund certificates may change depending on the market situation, and investors may incur losses on their invested capital in the fund.<\/em><\/li>\n
  • Previous fund performance information is for reference only and does not guarantee profitable investment for investors.<\/em><\/li>\n<\/ul>\n<\/div>\n

    (*) average compound interest rate of the VN30 index from 2016 to 2020.<\/em> [\/vc_column_text][\/vc_column][\/vc_row][vc_row dfd_row_responsive_enable=”dfd-row-responsive-enable” responsive_styles=”padding_left_mobile:10|padding_right_mobile:10″][vc_column][dfd_spacer screen_wide_spacer_size=”50″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”50″ screen_tablet_spacer_size=”50″ screen_mobile_spacer_size=”20″][dfd_tta_tabs style=”collapse” font_size=”14″ active_section=”1″ el_class=”tab-fullwidth-line”][vc_tta_section title=”Fund information” tab_id=”thong-tin-quy”][vc_row_inner][vc_column_inner][dfd_heading subtitle=”” content_alignment=”text-left” delimiter_settings=”delimiter_style:solid|delimiter_width:80|delimiter_height:1″ title_font_options=”tag:h5″ subtitle_font_options=”tag:div”]<\/p>\n

    Investment Strategy<\/p>\n

    [\/dfd_heading][vc_column_text el_class=”text-justify”]<\/p>\n

    \n

    With the goal of delivering effective long-term returns, we avoid speculative, short-term \u2018hot\u2019 stocks and focus exclusively on shares of companies with market capitalization in the mid-cap and small-cap segments on Vietnam\u2019s stock exchange that:<\/p>\n

    – Have strong management capabilities
    \n– Possess high growth potential
    \n– Maintain sound financial health
    \n– Feature a diverse and sustainable shareholder structure<\/p>\n

    Strict adherence to investment principles:<\/p>\n

    – Portfolio includes no fewer than 15 stocks
    \n– No more than 20% invested in a single stock
    \n– Total value of large positions does not exceed 40%<\/p>\n<\/div>\n

    [\/vc_column_text][dfd_spacer screen_wide_spacer_size=”30″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”30″ screen_tablet_spacer_size=”30″ screen_mobile_spacer_size=”20″][dfd_heading subtitle=”” content_alignment=”text-left” delimiter_settings=”delimiter_style:solid|delimiter_width:80|delimiter_height:1″ title_font_options=”tag:h5″ subtitle_font_options=”tag:div”]Supervisory Bank[\/dfd_heading][vc_column_text el_class=”text-justify”]Bank of Investment and Development of Vietnam – Hanoi branch[\/vc_column_text][dfd_spacer screen_wide_spacer_size=”30″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”30″ screen_tablet_spacer_size=”30″ screen_mobile_spacer_size=”20″][dfd_heading subtitle=”” content_alignment=”text-left” delimiter_settings=”delimiter_style:solid|delimiter_width:80|delimiter_height:1″ title_font_options=”tag:h5″ subtitle_font_options=”tag:div”]Audit[\/dfd_heading][vc_column_text el_class=”text-justify”]Ernst & Young Vietnam Limited Company[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][dfd_spacer screen_wide_spacer_size=”30″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”30″ screen_tablet_spacer_size=”30″ screen_mobile_spacer_size=”20″][dfd_heading subtitle=”” content_alignment=”text-left” delimiter_settings=”delimiter_style:solid|delimiter_width:80|delimiter_height:1″ title_font_options=”tag:h5″ subtitle_font_options=”tag:div”]<\/p>\n

    Fund Representatives<\/p>\n

    [\/dfd_heading][\/vc_column_inner][vc_column_inner el_class=”box-info-member” width=”1\/3″ col_inner_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” col_inner_shadow_hover=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)”][dfd_single_image image=”26187″ el_class=”box-info-member_image”][dfd_modal_box display_options=”on_click” button_text=”Mr. Nham Ha Hai” box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” hover_box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” el_class=”box-info-member_button” modal_box_width=”760″][dfd_new_team_member main_layout=”layout-15″ team_member_img_width=”350″ team_member_img_height=”” team_member_name=”Mr. Nham Ha Hai” team_member_job_position=”Chairman” team_member_description=”Mr. Hai holds a Master’s degree in Finance from France and an advanced macroeconomic certificate from Germany.
    \nMr. Hai has in-depth knowledge of debt instruments, capital instruments, and structured financial instruments, with over 16 years of high-level work and management experience in the banking and investment sector in Vietnam State Bank, FPT Investment Fund Management Company, Techcombank, Techcom Securities Joint Stock Company, and Standard Chartered Bank Vietnam.” icon_size=”15″ team_member_photo=”26187″ title_font_options=”tag:div” subtitle_font_options=”tag:div”][\/dfd_modal_box][\/vc_column_inner][vc_column_inner el_class=”box-info-member” width=”1\/3″ col_inner_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” col_inner_shadow_hover=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)”][dfd_single_image image=”26191″ el_class=”box-info-member_image”][dfd_modal_box display_options=”on_click” button_text=”Mr. Dao Kien Trung” box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” hover_box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” el_class=”box-info-member_button” modal_box_width=”760″][dfd_new_team_member main_layout=”layout-15″ team_member_img_width=”350″ team_member_img_height=”” team_member_name=”Mr. Dao Kien Trung” team_member_job_position=”Member” team_member_description=”Mr.Trung graduated with a degree in International Law from the University of Languages and International Studies, specializing in English.
    \nFrom 1999 to the present, Mr. Trung has held various positions in units such as Grant Thornton Vietnam Limited Company, Techcombank, FPT Corporation, FPT Investment Fund Management Company, and Debt Management and Asset Exploitation Company – Techcombank.” icon_size=”15″ team_member_photo=”26191″ title_font_options=”tag:div” subtitle_font_options=”tag:div”][\/dfd_modal_box][\/vc_column_inner][vc_column_inner el_class=”box-info-member” width=”1\/3″ col_inner_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” col_inner_shadow_hover=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)”][dfd_single_image image=”26184″ el_class=”box-info-member_image”][dfd_modal_box display_options=”on_click” button_text=”Mr. Tran Viet Thoa” el_class=”box-info-member_button” box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” hover_box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” modal_box_width=”760″][dfd_new_team_member main_layout=”layout-15″ team_member_img_width=”350″ team_member_img_height=”” team_member_name=”Mr. Tran Viet Thoa” team_member_job_position=”Member” team_member_description=”Mr. Thoa has over 20 years of experience in accounting, auditing, finance, and investment, including 9 years as Audit Director at KPMG Limited Liability Company.
    \nMr. Thoa is currently the Chief Financial Officer (“CFO“) of Redsun International Trading Investment Corporation” icon_size=”15″ team_member_photo=”26184″ title_font_options=”tag:div” subtitle_font_options=”tag:div”][\/dfd_modal_box][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][dfd_spacer screen_wide_spacer_size=”30″ screen_normal_resolution=”1024″ screen_tablet_resolution=”800″ screen_mobile_resolution=”480″ screen_normal_spacer_size=”30″ screen_tablet_spacer_size=”30″ screen_mobile_spacer_size=”20″][dfd_heading subtitle=”” content_alignment=”text-left” delimiter_settings=”delimiter_style:solid|delimiter_width:80|delimiter_height:1″ title_font_options=”tag:h5″ subtitle_font_options=”tag:div”]Executive Board[\/dfd_heading][\/vc_column_inner][vc_column_inner el_class=”box-info-member” width=”1\/3″ col_inner_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” col_inner_shadow_hover=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)”][dfd_single_image image=”26190″ el_class=”box-info-member_image”][dfd_modal_box display_options=”on_click” button_text=”Mrs. Dong Thi Khanh Ngoc” box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” hover_box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” el_class=”box-info-member_button” modal_box_width=”760″][dfd_new_team_member main_layout=”layout-15″ team_member_img_width=”350″ team_member_img_height=”” team_member_name=”Mrs. Dong Thi Khanh Ngoc” team_member_job_position=”” team_member_description=”Mrs. Ngoc graduated with a Bachelor’s degree in International Economics from Hanoi Foreign Trade University and is certified as a Fund Manager by the Ministry of Finance under License No. 000794\/QLQ dated November 14, 2011.
    \nWith over 15 years of experience, Mrs. Ngoc has worked across various sectors including banking, auditing, taxation, securities, and fund management. She has particularly spent 5 years at FPT Investment Management Joint Stock Company, contributing to her expertise in these fields.” icon_size=”15″ team_member_photo=”26190″ title_font_options=”tag:div” subtitle_font_options=”tag:div”][\/dfd_modal_box][\/vc_column_inner][vc_column_inner el_class=”box-info-member” width=”1\/3″ col_inner_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” col_inner_shadow_hover=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)”][dfd_single_image image=”26123″ el_class=”box-info-member_image”][dfd_modal_box display_options=”on_click” button_text=”Mr. V\u01b0\u01a1ng Duy Anh, CFA” box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” hover_box_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” el_class=”box-info-member_button” modal_box_width=”760″][dfd_new_team_member main_layout=”layout-15″ team_member_img_width=”350″ team_member_img_height=”” team_member_name=”Mr. Vuong Duy Anh, CFA” team_member_job_position=”” team_member_description=”Mr. Duy Anh holds a Bachelor’s degree in Banking and Finance from Hanoi Foreign Trade University and is certified as a Fund Manager by the Ministry of Finance under License No. 001958\/QLQ dated November 18, 2020.
    \nWith over 7 years of experience in the finance and investment sectors, Mr. Duy Anh has previously held the position of Risk Management Specialist at Techcombank, where he specialized in risk management.” icon_size=”15″ team_member_photo=”26123″ title_font_options=”tag:div” subtitle_font_options=”tag:div”][\/dfd_modal_box][\/vc_column_inner][vc_column_inner el_class=”box-info-member” width=”1\/3″ col_inner_shadow=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)” col_inner_shadow_hover=”box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)”][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=”Investment portfolio” tab_id=”danh-muc-dau-tu”][vc_column_text]<\/p>\n