{"id":40723,"date":"2023-05-04T13:30:31","date_gmt":"2023-05-04T06:30:31","guid":{"rendered":"https:\/\/www.techcomcapital.com.vn\/investment-solutions-at-tcc\/tcff-techcom-balanced-flexi-fund\/"},"modified":"2026-03-24T14:44:17","modified_gmt":"2026-03-24T07:44:17","slug":"tcff-techcom-balanced-flexi-fund","status":"publish","type":"page","link":"https:\/\/www.techcomcapital.com.vn\/en\/investment-solutions-at-tcc\/tcff-techcom-balanced-flexi-fund\/","title":{"rendered":"TCFF &#8211; Techcom Balanced Flexi Fund"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row force_equal_height_columns=&#8221;main_row&#8221; mobile_destroy_equal_heights=&#8221;&#8221; dfd_row_responsive_enable=&#8221;dfd-row-responsive-enable&#8221; responsive_styles=&#8221;padding_left_mobile:10|padding_right_mobile:10&#8243;][vc_column width=&#8221;1\/2&#8243;][dfd_single_image image=&#8221;26179&#8243;][\/vc_column][vc_column width=&#8221;1\/2&#8243; col_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][dfd_info_box title=&#8221;TCFF &#8211; Techcom Balanced Flexi Fund&#8221; subtitle=&#8221;Long-term Investment, Peaceful Life&#8221; main_content=&#8221;TCFF primarily invests in securities (stocks, bonds, etc.) of leading companies or those with strong long-term growth potential, securities that are valued attractively, or securities with high, stable yields in order to generate expected long-term profit growth of 1.5 times the average 12-month savings interest rate, based on actual investment period. TCFF has a medium level of risk.&#8221; icon_type=&#8221;custom&#8221; main_style=&#8221;style-1&#8243; main_layout=&#8221;layout-3&#8243; icon_image_id=&#8221;26166&#8243; icon_size=&#8221;80&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:h6&#8243; tutorials=&#8221;&#8221;][dfd_spacer screen_wide_spacer_size=&#8221;15&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;15&#8243; screen_tablet_spacer_size=&#8221;15&#8243;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][dfd_button button_size=&#8221;dfd-button-full-width&#8221; button_text=&#8221;Buy now&#8221; main_style=&#8221;style-2&#8243; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; buttom_link_src=&#8221;url:https%3A%2F%2Ftcinvest.tcbs.com.vn%2Fplacing-fund%3FactionId%3DBUY%26destinationProduct%3DTCBF%26transactionValue%3D10000000%26autoPurchase%3Dtrue|target:_blank|&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][dfd_button button_size=&#8221;dfd-button-full-width&#8221; button_text=&#8221;Open trading account&#8221; main_style=&#8221;style-2&#8243; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; buttom_link_src=&#8221;url:https%3A%2F%2Ftcinvest.tcbs.com.vn%2Fguest%2Flogin%3FreturnUrl%3D%252Fhome%26openAccount%3Dtrue|target:_blank|&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row dfd_row_responsive_enable=&#8221;dfd-row-responsive-enable&#8221; responsive_styles=&#8221;padding_left_mobile:10|padding_right_mobile:10&#8243;][vc_column][dfd_spacer screen_wide_spacer_size=&#8221;90&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;70&#8243; screen_tablet_spacer_size=&#8221;50&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_gradation columns_width=&#8221;quarter-width-elements&#8221; content_only_hover=&#8221;&#8221; list_fields=&#8221;%5B%7B%22icon_type%22%3A%22custom%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-film-strip-with-two-photograms%22%2C%22icon_image_id%22%3A%2226172%22%2C%22block_title%22%3A%22More%20peace%20of%20mind%22%2C%22block_content%22%3A%22The%20Fund%20is%20managed%20by%20a%20team%20of%20seasoned%20experts%2C%20featuring%20a%20diversified%20portfolio%20of%20top-tier%20stocks%20and%20bonds%2C%20supported%20by%20a%20professional%20investment%20process.%20A%20sustainable%20investment%20for%20long-term%20future%20plans.%22%7D%2C%7B%22icon_type%22%3A%22custom%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-film-strip-with-two-photograms%22%2C%22icon_image_id%22%3A%2226174%22%2C%22block_title%22%3A%22More%20Efficient%22%2C%22block_content%22%3A%22No%20need%20for%20extensive%20experience%2C%20saving%20investors%20time%20and%20effort.%20Long-term%20expected%20returns%20are%20projected%20to%20be%201.5%20times%20higher%20than%20the%20average%2012-month%20savings%20interest%20rate%2C%20realized%20based%20on%20the%20investment%20period%22%7D%2C%7B%22icon_type%22%3A%22custom%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-film-strip-with-two-photograms%22%2C%22icon_image_id%22%3A%2226176%22%2C%22block_title%22%3A%22Daily%20liquidity%22%2C%22block_content%22%3A%22Flexible%20daily%20withdrawal%22%7D%2C%7B%22icon_type%22%3A%22custom%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-film-strip-with-two-photograms%22%2C%22icon_image_id%22%3A%2239688%22%2C%22block_title%22%3A%22Invest%20anytime%2C%20anywhere%22%2C%22block_content%22%3A%22Experience%20convenient%20trading%20with%20a%20high-tech%2C%20secure%2C%20100%25%20online%20system.%20%20%5CnInvest%20starting%20from%20just%2010%2C000%20VND%22%7D%5D&#8221; icon_size=&#8221;27&#8243; icon_bg_size=&#8221;100&#8243; border_radius=&#8221;50&#8243; main_style=&#8221;style-1&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:div&#8221; font_options=&#8221;line_height:21&#8243; tutorials=&#8221;&#8221;][dfd_spacer screen_wide_spacer_size=&#8221;50&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;50&#8243; screen_tablet_spacer_size=&#8221;50&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_delimiter delimiter_style=&#8221;dfd-delimiter-with-line&#8221; delimiter_border_style=&#8221;dashed&#8221;][dfd_spacer screen_wide_spacer_size=&#8221;50&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;50&#8243; screen_tablet_spacer_size=&#8221;50&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][vc_column_text]<strong>The expected returns over time for new investors of TCFF<\/strong><\/p>\n<p>With a target profit level 2%-3% higher than the 12-month savings deposit interest rate, are as follows<\/p>\n<div class=\"table-responsive\">\n<table class=\"table table-bordered\">\n<tbody>\n<tr>\n<th>Investment Period<\/th>\n<th>1 month<\/th>\n<th>2 months<\/th>\n<th>3+ months<\/th>\n<th>6+ months<\/th>\n<th>9+ months<\/th>\n<th>1+ year<\/th>\n<th>2 year<\/th>\n<th>3 year<\/th>\n<\/tr>\n<tr>\n<td><span class=\"NormalTextRun SCXW14710030 BCX8\">Re<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW14710030 BCX8\">dem<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW14710030 BCX8\">pti<\/span>on <span class=\"NormalTextRun SpellingErrorV2Themed SCXW14710030 BCX8\">Fe<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW14710030 BCX8\">e<\/span><\/td>\n<td>1.00%<\/td>\n<td>1.00%<\/td>\n<td>0.75%<\/td>\n<td>0.50%<\/td>\n<td>0.25%<\/td>\n<td>0.00%<\/td>\n<td>0.00%<\/td>\n<td>0.00%<\/td>\n<\/tr>\n<tr>\n<td>Personal income tax<\/td>\n<td>0.10%<\/td>\n<td>0.10%<\/td>\n<td>0.10%<\/td>\n<td>0.10%<\/td>\n<td>0.10%<\/td>\n<td>0.10%<\/td>\n<td>0.10%<\/td>\n<td>0.10%<\/td>\n<\/tr>\n<tr>\n<td><span style=\"color: #339966;\">Profit (%\/year)<\/span><\/td>\n<td><span style=\"color: #ff0000;\">-0.27%<\/span><\/td>\n<td><span style=\"color: #339966;\">3.30%<\/span><\/td>\n<td><span style=\"color: #339966;\">6.52%<\/span><\/td>\n<td><span style=\"color: #339966;\">8.74%<\/span><\/td>\n<td><span style=\"color: #339966;\">9.50%<\/span><\/td>\n<td><span style=\"color: #339966;\">9.89%<\/span><\/td>\n<td><span style=\"color: #339966;\">9.94%<\/span><\/td>\n<td><span style=\"color: #339966;\">9.96%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h5><\/h5>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row dfd_row_responsive_enable=&#8221;dfd-row-responsive-enable&#8221; responsive_styles=&#8221;padding_left_mobile:10|padding_right_mobile:10&#8243;][vc_column][dfd_spacer screen_wide_spacer_size=&#8221;50&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;50&#8243; screen_tablet_spacer_size=&#8221;50&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_tta_tabs style=&#8221;collapse&#8221; font_size=&#8221;14&#8243; active_section=&#8221;1&#8243; el_class=&#8221;tab-fullwidth-line&#8221;][vc_tta_section title=&#8221;Fund information&#8221; tab_id=&#8221;thong-tin-quy&#8221;][vc_row_inner][vc_column_inner][dfd_heading subtitle=&#8221;&#8221; content_alignment=&#8221;text-left&#8221; delimiter_settings=&#8221;delimiter_style:solid|delimiter_width:80|delimiter_height:1&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:div&#8221;]<\/p>\n<p>Investment Strategy<\/p>\n<p>[\/dfd_heading][vc_column_text el_class=&#8221;text-justify&#8221;]<\/p>\n<div class=\"ewa-rteLine\">TCFF pursues a balanced investment approach between equities and bonds, enabling investors to access stocks with strong growth potential while mitigating market volatility risks through bond investments.<br \/>\nThe Fund\u2019s investment strategy is designed to be flexible over time, based on thorough analyses and assessments of macroeconomic conditions, economic cycles, and market factors. Accordingly, the Fund invests in securities (stocks, bonds, etc.) of leading companies or those with strong long-term growth potential, attractively valued securities, or securities offering high and stable yields.<\/div>\n<p>[\/vc_column_text][dfd_spacer screen_wide_spacer_size=&#8221;30&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;30&#8243; screen_tablet_spacer_size=&#8221;30&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_heading subtitle=&#8221;&#8221; content_alignment=&#8221;text-left&#8221; delimiter_settings=&#8221;delimiter_style:solid|delimiter_width:80|delimiter_height:1&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:div&#8221;]Supervisory Bank[\/dfd_heading][vc_column_text el_class=&#8221;text-justify&#8221;]Bank for Investment and Development of Vietnam BIDV[\/vc_column_text][dfd_spacer screen_wide_spacer_size=&#8221;30&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;30&#8243; screen_tablet_spacer_size=&#8221;30&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_heading subtitle=&#8221;&#8221; content_alignment=&#8221;text-left&#8221; delimiter_settings=&#8221;delimiter_style:solid|delimiter_width:80|delimiter_height:1&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:div&#8221;]Audit[\/dfd_heading][vc_column_text el_class=&#8221;text-justify&#8221;]Ernst &amp; Young Vietnam Limited Company[\/vc_column_text][dfd_spacer screen_wide_spacer_size=&#8221;30&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;30&#8243; screen_tablet_spacer_size=&#8221;30&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][dfd_spacer screen_wide_spacer_size=&#8221;30&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;30&#8243; screen_tablet_spacer_size=&#8221;30&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_heading subtitle=&#8221;&#8221; content_alignment=&#8221;text-left&#8221; delimiter_settings=&#8221;delimiter_style:solid|delimiter_width:80|delimiter_height:1&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:div&#8221;]<\/p>\n<p>Fund Representatives<\/p>\n<p>[\/dfd_heading][\/vc_column_inner][vc_column_inner el_class=&#8221;box-info-member&#8221; width=&#8221;1\/3&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][dfd_single_image image=&#8221;26193&#8243; el_class=&#8221;box-info-member_image&#8221;][dfd_modal_box display_options=&#8221;on_click&#8221; button_text=&#8221;Mrs. Nguyen Thi Hoat, ACCA&#8221; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; el_class=&#8221;box-info-member_button&#8221; modal_box_width=&#8221;760&#8243;][dfd_new_team_member main_layout=&#8221;layout-15&#8243; team_member_img_width=&#8221;350&#8243; team_member_img_height=&#8221;&#8221; team_member_name=&#8221;Mrs. Nguyen Thi Hoat, ACCA&#8221; team_member_job_position=&#8221;Chairwoman&#8221; team_member_description=&#8221;Bachelor&#8217;s degree in Accounting and Auditing, National Economics University, Vietnam; Member of the Association of Chartered Certified Accountants, United Kingdom.<br \/>\nMrs. Hoat holds over 10 years of experience in the fields of Finance, Banking, and Auditing. She has previously held positions such as Director of a Real Estate Company in Hue, Head of Control Department at the Chemical Finance Company, and various senior roles at Vietbridge Capital, Royal International Securities Company, KPMG, and the Techcombank&#8217;s Capital Market Division.<br \/>\nShe currently serves as the Deputy CEO of Techcom Securities Joint Stock Company.&#8221; icon_size=&#8221;15&#8243; team_member_photo=&#8221;26193&#8243; title_font_options=&#8221;tag:div&#8221; subtitle_font_options=&#8221;tag:div&#8221;][\/dfd_modal_box][\/vc_column_inner][vc_column_inner el_class=&#8221;box-info-member&#8221; width=&#8221;1\/3&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][dfd_single_image image=&#8221;26189&#8243; el_class=&#8221;box-info-member_image&#8221;][dfd_modal_box display_options=&#8221;on_click&#8221; button_text=&#8221;Mr. Dang The Duc&#8221; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; el_class=&#8221;box-info-member_button&#8221; modal_box_width=&#8221;760&#8243;][dfd_new_team_member main_layout=&#8221;layout-15&#8243; team_member_img_width=&#8221;350&#8243; team_member_img_height=&#8221;&#8221; team_member_name=&#8221;Mr. Dang The Duc&#8221; team_member_job_position=&#8221;Member&#8221; team_member_description=&#8221;Mr. Duc possesses over 18 years of experience in the field of business law practice in Vietnam, focusing on domestic investment, corporate transactions, private equity, mergers and acquisitions (M&amp;A), securities, capital market transactions, and project financing. He has advised numerous major local and foreign investment funds as well as fund managers related to business structuring and M&amp;A transactions in Vietnam.<br \/>\nMr. Duc is currently the Managing Partner at Indochine Counsel, a law consulting firm. He also serves as a regular analyst for leading business magazines in Vietnam, including Kinh Te Sai Gon, Nhip Cau Dau Tu, and Dau Tu Chung Khoan (Securities Investment).&#8221; icon_size=&#8221;15&#8243; team_member_photo=&#8221;26189&#8243; title_font_options=&#8221;tag:div&#8221; subtitle_font_options=&#8221;tag:div&#8221;][\/dfd_modal_box][\/vc_column_inner][vc_column_inner el_class=&#8221;box-info-member&#8221; width=&#8221;1\/3&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][dfd_single_image image=&#8221;26184&#8243; el_class=&#8221;box-info-member_image&#8221;][dfd_modal_box display_options=&#8221;on_click&#8221; button_text=&#8221;Mr. Tran Viet Thoa&#8221; el_class=&#8221;box-info-member_button&#8221; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; modal_box_width=&#8221;760&#8243;][dfd_new_team_member main_layout=&#8221;layout-15&#8243; team_member_img_width=&#8221;350&#8243; team_member_img_height=&#8221;&#8221; team_member_name=&#8221;Mr. Tran Viet Thoa&#8221; team_member_job_position=&#8221;Member&#8221; team_member_description=&#8221;Mr. Thoa has over 20 years of experience in accounting, auditing, finance, and investment, including 9 years as Audit Director at KPMG Limited Liability Company.<br \/>\nMr. Thoa is currently the Chief Financial Officer (&#8220;CFO&#8220;) of Redsun International Trading Investment Corporation&#8221; icon_size=&#8221;15&#8243; team_member_photo=&#8221;26184&#8243; title_font_options=&#8221;tag:div&#8221; subtitle_font_options=&#8221;tag:div&#8221;][\/dfd_modal_box][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][dfd_spacer screen_wide_spacer_size=&#8221;30&#8243; screen_normal_resolution=&#8221;1024&#8243; screen_tablet_resolution=&#8221;800&#8243; screen_mobile_resolution=&#8221;480&#8243; screen_normal_spacer_size=&#8221;30&#8243; screen_tablet_spacer_size=&#8221;30&#8243; screen_mobile_spacer_size=&#8221;20&#8243;][dfd_heading subtitle=&#8221;&#8221; content_alignment=&#8221;text-left&#8221; delimiter_settings=&#8221;delimiter_style:solid|delimiter_width:80|delimiter_height:1&#8243; title_font_options=&#8221;tag:h5&#8243; subtitle_font_options=&#8221;tag:div&#8221;]Executive Board[\/dfd_heading][\/vc_column_inner][vc_column_inner el_class=&#8221;box-info-member&#8221; width=&#8221;1\/3&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][dfd_single_image image=&#8221;26190&#8243; el_class=&#8221;box-info-member_image&#8221;][dfd_modal_box display_options=&#8221;on_click&#8221; button_text=&#8221;Mrs. Dong Thi Khanh Ngoc&#8221; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; el_class=&#8221;box-info-member_button&#8221; modal_box_width=&#8221;760&#8243;][dfd_new_team_member main_layout=&#8221;layout-15&#8243; team_member_img_width=&#8221;350&#8243; team_member_img_height=&#8221;&#8221; team_member_name=&#8221;Mrs. Dong Thi Khanh Ngoc&#8221; team_member_job_position=&#8221;&#8221; team_member_description=&#8221;Mrs. Ngoc graduated with a Bachelor&#8217;s degree in International Economics from Hanoi Foreign Trade University and is certified as a Fund Manager by the Ministry of Finance under License No. 000794\/QLQ dated November 14, 2011.<br \/>\nWith over 15 years of experience, Mrs. Ngoc has worked across various sectors including banking, auditing, taxation, securities, and fund management. She has particularly spent 5 years at FPT Investment Management Joint Stock Company, contributing to her expertise in these fields.&#8221; icon_size=&#8221;15&#8243; team_member_photo=&#8221;26190&#8243; title_font_options=&#8221;tag:div&#8221; subtitle_font_options=&#8221;tag:div&#8221;][\/dfd_modal_box][\/vc_column_inner][vc_column_inner el_class=&#8221;box-info-member&#8221; width=&#8221;1\/3&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][dfd_single_image image=&#8221;26123&#8243; el_class=&#8221;box-info-member_image&#8221;][dfd_modal_box display_options=&#8221;on_click&#8221; button_text=&#8221;Mr. Vuong Duy Anh, CFA&#8221; box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; hover_box_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; el_class=&#8221;box-info-member_button&#8221; modal_box_width=&#8221;760&#8243;][dfd_new_team_member main_layout=&#8221;layout-15&#8243; team_member_img_width=&#8221;350&#8243; team_member_img_height=&#8221;&#8221; team_member_name=&#8221;Mr. V\u01b0\u01a1ng Duy Anh, CFA&#8221; team_member_job_position=&#8221;&#8221; team_member_description=&#8221;Mr. Duy Anh holds a Bachelor&#8217;s degree in Banking and Finance from Hanoi Foreign Trade University and is certified as a Fund Manager by the Ministry of Finance under License No. 001958\/QLQ dated November 18, 2020.<br \/>\nWith over 7 years of experience in the finance and investment sectors, Mr. Duy Anh has previously held the position of Risk Management Specialist at Techcombank, where he specialized in risk management.&#8221; icon_size=&#8221;15&#8243; team_member_photo=&#8221;26123&#8243; title_font_options=&#8221;tag:div&#8221; subtitle_font_options=&#8221;tag:div&#8221;][\/dfd_modal_box][\/vc_column_inner][vc_column_inner el_class=&#8221;box-info-member&#8221; width=&#8221;1\/3&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C0.35)&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;Investment portfolio&#8221; tab_id=&#8221;danh-muc-dau-tu&#8221;][vc_column_text]<\/p>\n<div class=\"hide-bot\"><iframe loading=\"lazy\" title=\"Web_TCFF_Assets\" src=\"https:\/\/app.powerbi.com\/view?r=eyJrIjoiYjJlOTBmZmQtYjdiZS00ODg5LTg4MWUtNDFmMTUwNDc3OTg4IiwidCI6IjQ0YmQ2NjgzLWI0MTQtNGFjNC1iY2VjLTY4NDFiZDNmMzlkMyIsImMiOjEwfQ%3D%3D\" width=\"100%\" height=\"400\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<p>[\/vc_column_text][dfd_link_style link_content=&#8221;Business analysis report \u2013 MASAN MEATLIFE&#8221; link_src=&#8221;url:%2Fwp-content%2Fuploads%2F2023%2F07%2FMML_Bao-cao-phan-tich-TCPH-TP_202211.pdf|target:_blank&#8221; main_style=&#8221;style-1&#8243; font_options=&#8221;tag:div&#8221;][dfd_link_style link_content=&#8221;Business analysis report \u2013 VINGROUP&#8221; link_src=&#8221;url:https%3A%2F%2Fwww.techcomcapital.com.vn%2Fwp-content%2Fuploads%2F2023%2F08%2FVIC-Bao-cao-phan-tich-TCPH-06.2023-Print.pdf|target:_blank&#8221; main_style=&#8221;style-1&#8243; font_options=&#8221;tag:div&#8221;][\/vc_tta_section][vc_tta_section title=&#8221;NAV Chart&#8221; tab_id=&#8221;bao-cao-nav&#8221;][vc_column_text]<\/p>\n<div class=\"hide-bot\"><iframe loading=\"lazy\" title=\"Web_TCFF_NAV - TCBF\" src=\"https:\/\/app.powerbi.com\/view?r=eyJrIjoiNGQ0MjI4YTEtOTdhNi00MTE2LWE3NWUtNDg5Y2M5YWVhN2U3IiwidCI6IjQ0YmQ2NjgzLWI0MTQtNGFjNC1iY2VjLTY4NDFiZDNmMzlkMyIsImMiOjEwfQ%3D%3D\" width=\"100%\" height=\"400\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Transaction Service Fees&#8221; tab_id=&#8221;muc-phi-giao-dich&#8221;][vc_column_text el_class=&#8221;text-justify&#8221;]<\/p>\n<div class=\"inner-table-container\">\n<div id=\"expand1\" class=\"collapse in\" aria-expanded=\"true\">\n<div class=\"table-content\">\n<p><strong>Management fee<\/strong>: 1.2% per NAV per year<\/p>\n<p><strong>Issuance fee<\/strong>: 0% of purchase order value<\/p>\n<p><strong>Redemption fee<\/strong>: Investors must pay when selling Fund Certificates to the Fund (New pricing applies from June 19, 2023)<\/p>\n<table>\n<thead>\n<tr>\n<th>Holding period<\/th>\n<th>% of Redemption Value<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>0 to 3 months<\/td>\n<td>1.00%<\/td>\n<\/tr>\n<tr>\n<td>From over 3 months to 6 months<\/td>\n<td>0.75%<\/td>\n<\/tr>\n<tr>\n<td>From over 6 months to 9 months<\/td>\n<td>0.50%<\/td>\n<\/tr>\n<tr>\n<td>From over 9 months to 12 months<\/td>\n<td>0.25%<\/td>\n<\/tr>\n<tr>\n<td>From over 12 months<\/td>\n<td>0.00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Conversion fee<\/strong>: Investors must pay when converting from TCFF to other Funds managed by TCC<\/p>\n<table>\n<thead>\n<tr>\n<th>Holding period<\/th>\n<th>% Conversion order value<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>0 to 3 months<\/td>\n<td>1.00%<\/td>\n<\/tr>\n<tr>\n<td>From over 3 months to 6 months<\/td>\n<td>0.75%<\/td>\n<\/tr>\n<tr>\n<td>From over 6 months to 9 months<\/td>\n<td>0.50%<\/td>\n<\/tr>\n<tr>\n<td>From over 9 months to 12 months<\/td>\n<td>0.25%<\/td>\n<\/tr>\n<tr>\n<td>From over 12 months<\/td>\n<td>0.00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"inner-table-container\"><\/div>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Announcements&#8221; tab_id=&#8221;tai-lieu-quy&#8221;][dfd_icon_list list_fields=&#8221;%5B%7B%22icon_type%22%3A%22selector%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-paper%22%2C%22text_content%22%3A%22General%20Notices%22%2C%22link_box%22%3A%22link_b%22%2C%22link%22%3A%22url%3Ahttps%253A%252F%252Fwww.techcomcapital.com.vn%252Fen%252Fannouncement-of-tcff-fund%252F%7Ctitle%3AAnnouncement%2520of%2520TCFF%2520Fund%22%7D%2C%7B%22icon_type%22%3A%22selector%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-paper%22%2C%22text_content%22%3A%22NAV%20reports%22%2C%22link_box%22%3A%22link_b%22%2C%22link%22%3A%22url%3Ahttps%253A%252F%252Fwww.techcomcapital.com.vn%252Fen%252Fannouncement-of-tcff-fund%252F%7Ctitle%3AAnnouncement%2520of%2520TCFF%2520Fund%22%7D%2C%7B%22icon_type%22%3A%22selector%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-paper%22%2C%22text_content%22%3A%22Periodic%20reports%22%2C%22link_box%22%3A%22link_b%22%2C%22link%22%3A%22url%3Ahttps%253A%252F%252Fwww.techcomcapital.com.vn%252Fen%252Fannouncement-of-tcff-fund%252F%7Ctitle%3ATCFF%2520%25E2%2580%2593%2520Techcom%2520Balanced%2520Flexi%2520Fund%22%7D%2C%7B%22icon_type%22%3A%22selector%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-paper%22%2C%22text_content%22%3A%22Audited%20Financial%20Reports%22%2C%22link_box%22%3A%22link_b%22%2C%22link%22%3A%22url%3Ahttps%253A%252F%252Fwww.techcomcapital.com.vn%252Fen%252Fannouncement-of-tcff-fund%252F%7Ctitle%3AAnnouncement%2520of%2520TCFF%2520Fund%22%7D%2C%7B%22icon_type%22%3A%22selector%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-paper%22%2C%22text_content%22%3A%22Shareholders&#8217;%20Meeting%22%2C%22link_box%22%3A%22link_b%22%2C%22link%22%3A%22url%3Ahttps%253A%252F%252Fwww.techcomcapital.com.vn%252Fen%252Fannouncement-of-tcff-fund%252F%7Ctitle%3AAnnouncement%2520of%2520TCFF%2520Fund%22%7D%2C%7B%22icon_type%22%3A%22selector%22%2C%22select_icon%22%3A%22dfd_icons%22%2C%22ic_dfd_icons%22%3A%22dfd-socicon-paper%22%2C%22text_content%22%3A%22Others%22%2C%22link_box%22%3A%22link_b%22%2C%22link%22%3A%22url%3Ahttps%253A%252F%252Fwww.techcomcapital.com.vn%252Fen%252Fannouncement-of-tcff-fund%252F%7Ctitle%3AAnnouncement%2520of%2520TCFF%2520Fund%22%7D%5D&#8221; main_style=&#8221;style-1&#8243; font_options=&#8221;tag:div|font_size:18&#8243;][\/vc_tta_section][vc_tta_section title=&#8221;Fund report&#8221; tab_id=&#8221;1688976057348-2a0931bf-7e78&#8243;][vc_column_text el_class=&#8221;list-report-pdf&#8221;]<\/p>\n<ul>\n<li><a href=\"https:\/\/www.techcomcapital.com.vn\/wp-content\/uploads\/2026\/03\/Factsheet-Quy-ENG-TCFF-022026.pdf\" target=\"_blank\" rel=\"noopener\">Fund update report (Monthly Factsheet) &#8211; February 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.techcomcapital.com.vn\/wp-content\/uploads\/2026\/02\/Factsheet-Quy-ENG-TCFF-01.2026.pdf\" target=\"_blank\" rel=\"noopener\">Fund update report (Monthly Factsheet) &#8211; January 2026<\/a><\/li>\n<li><a href=\"https:\/\/www.techcomcapital.com.vn\/wp-content\/uploads\/2026\/02\/Factsheet-Fund-TCFF-12.2025-Eng.pdf\" target=\"_blank\" rel=\"noopener\">Fund update report (Monthly Factsheet) &#8211; December 2025<\/a><\/li>\n<li><a href=\"https:\/\/www.techcomcapital.com.vn\/wp-content\/uploads\/2025\/12\/Factsheet-TCFF-Eng-1.pdf\" target=\"_blank\" rel=\"noopener\">Fund update report (Monthly Factsheet) &#8211; November 2025<\/a><\/li>\n<li><a href=\"https:\/\/www.techcomcapital.com.vn\/wp-content\/uploads\/2023\/11\/TCFF-Factsheet-202310.pdf\" target=\"_blank\" rel=\"noopener\">Fund update report (Monthly Factsheet) &#8211; October 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20231008_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | October 8, 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20231001_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | October 1, 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20230924_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | September 24, 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20230917_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | September 17, 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20230910_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | September 10, 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20230904_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | September 4, 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20230827_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | August 27, 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20230820_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | August 20, 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20230813_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | August 13, 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20230806_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | August 6, 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20230730_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | July 30, 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20230723_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | July 23, 2023<\/a><\/li>\n<li><a href=\"https:\/\/static.tcbs.com.vn\/oneclick\/20230716_TCFF_BCPT_DMQ.pdf\" target=\"_blank\" rel=\"noopener\">Portfolio analysis update report | July 17, 2023<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][\/dfd_tta_tabs][dfd_spacer screen_wide_spacer_size=&#8221;50&#8243; 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